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Fast and affordable business loans for Startups

Loans from $5,000 - $150,000. No hidden fees.

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The Sail Difference

Trusted Direct Lender

Unsecured $5k-$150k

3 to 12 months

No Hidden Fees or Charges

No Early Repayment Fees

Funds received the following day

We love lending to Australian startups and entrepreneurs

We’re a startup ourselves, and we know how difficult it can be to access the finance you need to take your business to the next level. Sail provides the funds you need to better manage cash flow, innovate, expand, hire staff, and so much more. We’re here to fully support you on your startup journey.

We provide unsecured business loans


$5 to $150k


3 - 12 months

Sail is one of the only direct lenders that allows small business owners to repay your loan early with no fees or penalty.

My cashflow was suffering and my business with it. The team at Sail had the money in my account the following day, with fantastic service, support, and prices - I'll definitely be back for more!

Professional, helpful and very fast in offering numerous options suitable to your business model. Very impressive company.

Summer is typically slow for me and I had bills to pay. Sail waved away my headache with a quick finance solution in easy weekly repayments.

How it works

1. Apply Online

Easy application - it only takes 5 minutes

2. Get Approved

Receive a lending decision within 24 hours

3. Receive Your Funds

Your funds will be deposited the following business day

Get started here

I want to borrow
on a
loan term.

Your weekly repayment will be


Why us?

We're a small business ourselves and we're inspired to fund and support all Australian startup owners throughout their business journey.

Securing proper finance for your business is no longer the complicated process it used to be.

Sail offers a safe, fair and accurate lending solution that is customised to your business

We're a trusted direct lender and we're here to provide you with the capital and support you need to sustain or grow your business.

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