Loans from $5,000 - $100,000. No hidden fees.Let's get started
Trusted Direct Lender
3 to 12 months
No Hidden Fees or Charges
No Early Repayment Fees
Funds received the following day
Most profitable small businesses experience seasonal fluctuations and shortfalls in cash and resources. We offer affordable, unsecured short term loans to help steer your business through seasonal dips, or gear up for peak periods. Sail provides the funds you need to better manage cash flow, innovate, expand, hire staff, and so much more. We’re here to fully support you on your business journey. Apply online today.
Sail is one of the only direct lenders that allows small business owners to repay your loan early with no fees or penalty.
We've funded hundreds of Australian small businesses to date, across industries such as hospitality, franchises, retailers, professional services, trades and labour, creative agencies, health and beauty services and much more.
My cashflow was suffering and my business with it. The team at Sail had the money in my account the following day, with fantastic service, support, and prices - I'll definitely be back for more!
Professional, helpful and very fast in offering numerous options suitable to your business model. Very impressive company.
Summer is typically slow for me and I had bills to pay. Sail waved away my headache with a quick finance solution in easy weekly repayments.
Easy application - it only takes 5 minutes
Receive a lending decision within 24 hours
Your funds will be deposited the following business day
Your weekly repayment will be
We're a small business ourselves and we're inspired to fund and support all Australian SME owners throughout their business journey.
Securing proper finance for your business is no longer the complicated process it used to be.
Sail offers a safe, fair and accurate lending solution that is customised to your business
We're a trusted direct lender and we're here to provide you with the capital and support you need to sustain or grow your business.
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